Not at all. We advise first-time buyers, home movers, people remortgaging, and buy-to-let and investment property buyers alike.
We're based in Rhondda Cynon Taff, South Wales, and advise clients across England, Wales, Scotland and Northern Ireland. Most appointments can be held by phone or video call, so location is rarely a barrier.
No. We're a whole-of-market broker, which means we search across lenders rather than a limited panel, so you see a wider range of deals.
Costs depend on your circumstances and the product involved. We'll always explain how we're paid and confirm any costs upfront, before you commit to anything.
Typically proof of identity, proof of address, and evidence of income — we'll give you a clear checklist for your specific situation once we understand what you're applying for.
Yes. Alongside mortgages, we advise on life insurance, income protection, critical illness cover, and home, buildings and landlord insurance — so your property and income are protected too.
Book a free, no-obligation chat through our online form, or call or email us directly. We'll talk through your goals and next steps from there.